Online Privacy Statement
We understand that you are concerned about the privacy and security of your personal information. This Online Privacy Statement describes the ways we may collect and use information we obtain from you online when you visit a Web site provided by Iowa Student Loan Liquidity Corporation ("ISL"). The amount, type and use of the information we receive depends on how you use this Web site. Your activities on our Web site may also be governed by our Customer Privacy Notice that describes how we collect, use and retain consumer information that you may provide to us.
Effective Date
This Online Privacy Statement is effective as of February 16, 2009.
Changes to the Privacy Statement
We may change this Privacy Statement at any time. Any changes will be effective after we post them to this Web site. We recommend that you check back periodically to review it.
Information We Collect and Why
Personal Information
We collect Personal Information that you voluntarily provide to us through electronic mail, electronic Web site forms and other electronic means. "Personal Information" means information that can specifically identify a person, such as your name, phone number, address, e-mail address, date of birth, income, account number, driver’s license number and Social Security number. Our Web server automatically collects information that includes, without limitation, information about your Internet service provider, the Web sites from which you connect to our Web sites, the browser you use, and the pages that you access on our site ("Web Site Use Information"). We compile and sort this information in order to develop group profiles of our Web site visitors, to assist with systems administration and to resolve problems.
Use of Cookies
We use cookies to collect information. A cookie is a computer file that your Web browser saves to your computer’s hard drive to store information about your use of this Web site. Our collection of Web Site Use Information may involve the use of "session cookies." Session cookies are temporary and are deleted after you close your Web browser. Session cookies do not collect personally identifying information from your computer. Among other uses, session cookies allow us to deliver content specific to your interests and to improve Web site navigation. In some instances, we obtain authentication information by the use of "persistent" cookies. We use persistent cookies for customer protection, as part of our authentication technology. Persistent cookies assist us in verifying the identity of a customer who is attempting to log in to an account.
You may block the use of cookies by changing the settings on your Web browser or by using a software program that blocks cookies. If you choose to block cookies, the Help portion of the toolbar on most browsers can instruct you how to configure your Web browser to accept cookies, to not accept new cookies, to notify you when you receive a new cookie or to disable cookies altogether. However, if you choose to block cookies, you may not be able to access some features of our Web site application.
Use of Personal Information
We use Personal Information for purposes that include, without limitation, processing loan applications; administering loan accounts; providing services to customers; providing Web site visitors or customers with information about our products, services and upcoming events; and complying with legal or regulatory requirements.
Disclosing Personal Information
We do not share Personal Information except as permitted by law. We disclose Personal Information to our family of companies and other companies and individuals that we employ to perform functions on our behalf under confidentiality agreements. They may perform functions including, but not limited to, analyzing data, supplying marketing assistance, providing search results and links (including paid listings and links), fulfilling orders, sending postal mail and e-mail, removing repetitive information from customer lists and providing customer service. We expect the companies we select as our business partners and service providers to honor our Customer Privacy Notice when they handle information about our customers. We do not sell or rent our customer information to any outside company or organization.
We disclose account and other Personal Information as permitted by law when we believe disclosure is appropriate to comply with legal process or assist law enforcement authorities; enforce our Terms of Use and other agreements; or protect the rights, property, or safety of our users or others. This type of disclosure includes exchanging information with other companies and organizations for fraud protection and credit risk reduction.
Internal Marketing
If you supply us with your electronic mail address, postal address and/or telephone number online, we may contact you or send you information about our new products, services or upcoming events. If you do not want to receive information about available products and services or upcoming events, you may send us an electronic message at ICAN@ICANsucceed.org or advise us during any telephone call we have with you. Please provide us with your exact name and address. If possible, provide us with your name as it appears on any mailings you have received from our family of companies.
Security
We protect your Personal Information by maintaining administrative and technical safeguards that meet or exceed applicable law. We train our employees in the proper handling of Personal Information. When we use other companies to provide services for us, we require them to protect the confidentiality of any Personal Information they may receive. We combine these technical safeguards with physical safeguards and employee policies to further protect your information.
Children’s Privacy
We do not knowingly collect, maintain or use personal information from our Web sites about children under age 13. If we learn that we have collected information from a child under the age of 13, we will promptly take all reasonable steps to delete the information.
Linked Sites
This Web site may display links to Web sites of other companies. If you link to a site that is not an ISL Web site, the privacy policy of that site applies to you. We are not responsible for the way that site may collect, use, disclose or secure the personal information that you provide to them. Please read their privacy policy to learn how they use your personal information.
Contact Information
If you have questions about this Online Privacy Statement, please contact:
Iowa College Access Network
Privacy
160 S. 68th Street
Suite 1101
West Des Moines, IA 50266
(877) 272-4692 or ICAN@ICANsucceed.org
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