Identity Theft - Iowa College Access Network - ICAN

Identity Theft

As a college student, you're probably just beginning to build up credit. Don't let your responsible actions go to waste because of identity theft. Even though you don't have a long credit history, you may be targeted because thieves will assume it'll take you a while to discover the problem. By then, your credit may be so damaged, it'll take years to recover.

Identity thieves steal your personal information and use it to commit fraud or theft. Strangers or even someone you know could take out a credit card in your name and charge things that you'll end up getting the bill for. Maybe thieves will clean out your savings or checking accounts or take out a loan in your name.

Personal information that could be used to steal your identity include your:

  • Name.
  • Address.
  • Date of birth.
  • Social Security number.
  • Passwords and PINs.
  • Bank and credit card account numbers.
  • Other identifying information.

Thieves might use your personal information to:

  • Acquire a loan in your name.
  • Authorize electronic funds transfers from your bank or retirement accounts.
  • Charge purchases to your credit card accounts.
  • Open new bank accounts in your name.
  • Obtain a driver's license or passport with your name and their picture.
  • Make money by selling it to others.

 

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