Financial Literacy High School Series

The Credit and Money Management Program engages seniors in the financial decision-making process. Students will understand the connection between current spending habits and the long-term effects on future financial decisions. Through interactive discussion students explore the outcomes of Saving, Spending and Splurging their way through life. Students learn the pros and cons of credit cards, what their credit report is and the long-term effects bad decision-making can have on their credit score. The following topics are covered during the presentation.

• Goal Setting
• Needs vs Wants
• Budgeting
• Savings 
• Student Loans 
• Credit Cards/Interest Rates 
• Credit Reports and Credit Scores
• Identity Theft

Core Curriculum Satisfaction: This program covers 10 of the financial literacy components required by the Iowa Core Curriculum and 21st Century Skills, as described by the Iowa Department of Education.

The Life Store Program is designed as an Interactive budgeting activity simulating life decisions such as housing, transportation and family finances based upon an assigned family status and career. Throughout the presentation students realize the financial impact of their choices while living within their means. The goal of Life Store is to provide students with a real-life scenario that promotes a realistic spending plan for financial independence. The following topics are covered during the presentation:

• Goal Setting
• Needs vs. Wants
• Credit Cards
• Credit Scores
• Insurance
• Student Loans
• Investments
• Identity Theft
• Savings

Core Curriculum Satisfaction: The program covers 11 of the financial literacy components required by the Iowa Core Curriculum and 21st Century Skills, as described by the Iowa Department of Education.

September
October
March
April
May