Other Options - Iowa College Access Network - ICAN

Other Options

Your financial aid package includes everything the government and the school offers you in the way of financial aid programs. Before you take out student loans, make sure you look at all the options available to you. If you find yourself falling short you can try these strategies.

Ask the Financial Aid Office for Advice

Make an appointment with a financial aid officer to discuss your situation.

  • Ask questions about the aid offered.
  • Discuss special circumstances.

Get a Part-Time Job

Ask if there are any work-study jobs still open. Look around campus and the nearby community for openings.


Some large volunteer programs can help you with your education costs.

  • Americorps members earn educational awards to help pay back student loans or finance college, graduate school or vocational training.
  • Peace Corps volunteers can apply for:
    • Deferment of Stafford, Perkins and consolidation loans.
    • Partial cancellation of Perkins Loans (15% for each year of service, up to 70% in total).

Consider Military Programs

If you would like to serve your country, the military may be able to help you pay for college.

  • The GI Bill is offered by all branches of the U.S. Armed Forces to help enlistees pay education costs.
  • ROTC offers cadets merit-based scholarships for tuition and related fees plus a personal allowance in return for a commitment of a few years of military service after graduation.
  • Iowa National Guard provides up to 100% tuition assistance, monthly drill checks, GI Bill Kicker, and Student Loan Repayment Programs.
  • Survivors' and Dependents Educational Assistance Program offers benefits to eligible dependents of veterans who are permanently or totally disabled or deceased.

Find Out About Loan Cancellation and Forgiveness Programs

If you work in certain fields, some of your loan debt may be forgiven or reduced.


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