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FAFSA Delayed by Federal Student Aid Until December 2023
While you wait for the FAFSA, get started on your FSA ID username and password. The student and at least one parent need an FSA ID to complete the FAFSA. Your FSA IDs must be setup and verified BEFORE you file the FAFSA!   Learn more.


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Student Aid Index

SAI stands for Student Aid Index. Your SAI is based on the information you provide on the FAFSA about your family income and assets, and family size. Colleges subtract your SAI from the cost of attendance to decide how much financial aid you can receive.

This chart shows how three colleges might assess a student's financial need.

  College A College B College C
Cost of Attendance (COA) $50,000 $27,000 $18,000
– Student Aid Index (SAI) $18,000 $18,000 $18,000
= Financial Need $32,000 $9,000 $0


To estimate your SAI prior to filing the FAFSA, visit

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