Even if you don't have the cash flow you might wish for – this is the real world, remember; only a few adults ever have the cash flow they wish for – now is the time to learn how to manage your money.
As a college student, you already have a lot to think about when it comes to finances – financial aid, credit cards, tuition, fees, grocery money, part-time paychecks. To balance it all, you need to understand budgeting and know the benefits and pitfalls of financial tools like credit.
It all takes time and practice to learn, but money management is one of the most important life skills. Build your abilities now so when your cash flow does increase, you know how to handle it.